Coverage |
Description |
Deductible |
PLAN A 500,000.00 |
PLAN B 750,000.00 |
PLAN C 1,000,000.00 |
PLAN D 2,000,000.00 |
PLAN E 5,000,000.00 |
PLAN F 11,000,000.00 |
All Risk including Burglary
( Building, equipments, stocks, signages) |
Provides cover to properties of the Insured that are damage due to Fire/Lighting, Earthquake, Typhoon, Flood, Riot, Strike, Malicious Damage Extended Cover and Burglary. |
5,000.00 |
500,000.00 |
750,000.00 |
1,000,000.00 |
2,000,000.00 |
5,000,000.00 |
11,000,000.00 |
Loss of Money
Inside Premises
Outside Premises |
Covers the Insured against loss of money occurring w/in or outside premises (in-transit or specified Money Route). |
10% each & every loss min. of 2,500.00 |
25,000.00
25,000.00 |
5,000.00
25,000.00 |
25,000.00
25,000.00 |
25,000.00
25,000.00 |
25,000.00
25,000.00 |
25,000.00
25,000.00 |
*Fidelity Guarantee
(named, regular employee) |
Covers monies belonging to the Insured against any larceny, embezzlement or fraudulent misappropriation of employed persons. |
10% each & every loss min. 3,000.00 |
50,000.00 |
50,000.00 |
50,000.00 |
50,000.00 |
50,000.00 |
50,000.00 |
Comprehensive General Liability Premises Operation Garage Keeper’s Liability |
Covers 3rd party legal liability or accident caused to any person or property. Cover extends to include damage caused by harmful or defective food & drinks & damage to automobiles that are in the custody of the Insured. |
3rd Party Property Damage – 1,000.00 each & every loss Garage Keeper’s-2,000.00 & every loss; all other losses except Theft w/c is 25% |
2,000,000.00 (A.A)
2,000,000.00
1,000,000.00 (A.A) |
2,000,000.00 (A.A)
2,000,000.00
1,000,000.00 (A.A) |
2,000,000.00 (A.A)
2,000,000.00
1,000,000.00 (A.A) |
2,000,000.00 (A.A)
2,000,000.00
1,000,000.00 (A.A) |
2,000,000.00 (A.A)
2,000,000.00
1,000,000.00 (A.A) |
2,000,000.00 (A.A)
2,000,000.00
1,000,000.00 (A.A) |
*Personal Accident Insurance (max. of !0 pax, named) and Medical Reimbursement (Accident Only) |
Covers insured persons as a result of an accident should he sustain any bodily injury by violent extended and visible means. |
NONE |
500,000.00
50,000,00 |
500,000.00
50,000,00 |
500,000.00
50,000,00 |
500,000.00
50,000,00 |
500,000.00
50,000,00 |
500,000.00
50,000,00 |
Business Interruption
(Loss of Income) |
Covers against loss resulting directly from necessary interruption of business caused by damage to or destruction of properties by perils insured against. |
7 Days |
50,000.00 |
75,000.00 |
100,000.00 |
200,000.00 |
500,000.00 |
1,100,000.00 |
Special Equipment Floater
( Service Bay equipment) |
Covers mobile equipment whilst in use inside dealership premises. |
1% min. of 1,000.00 |
40,000.00 |
40,000.00 |
40,000.00 |
40,000.00 |
40,000.00 |
40,000.00 |
Merchandise Floater (Cylinders) |
Covers cylinder owned by the Insured whilst in transport by motor vehicles &/or trailers. |
1% of the loss amount
(80-20) |
20,000.00 |
20,000.00 |
20,000.00 |
20,000.00 |
20,000.00 |
20,000.00 |
Total Sum Insured |
3,210,000.00 |
3,485,000.00 |
3,760,000.00 |
4,860,000.00 |
8,160,000.00 |
14,760,000.00 |
Premium (Inclusive of charges) |
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